Business Information For COVID-19

The Stamford Office of Economic Development put together this resource information page for local businesses to better understand the programs that are currently available at the City, State, and Federal levels.  This page will be updated regularly as more information becomes available.

Business Reopening GuidelinesGovernor Ned Lamont's administration released documents detailing specific rules that eligible businesses falling under phase 1 of Connecticut’s reopening plans must follow amid the ongoing COVID-19 pandemic. The first phase – which includes restaurants; offices; retail stores; and outdoor museums and zoos – is currently planned to take effect beginning May 20.

Businesses and non-profits planning to open on May 20 (or during Phase 1) must certify with the state that they understand and will comply with these rules. The mandatory self-certification process only takes a few minutes and can be found online at https://business.ct.gov/recovery.

Certification must be completed before a business can reopen. If you are a Restaurant, You must fill out this Outdoor Dining Permit prior to reopening. Please ensure you have all necessary documents and the city will process your application as quickly as possible.

Documents containing the rules for the first phase of reopening are available to download directly at these links:
Museums and Zoos (Outdoor Only) 
Offices 
Restaurants (Outdoor Only) 
Retail & Malls 
Hair Salons & Barbershops

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U.S Federal – Federal COVID-19 Portal

 

  1. Major Legislation & Announcements
    There are over 130 bills that have been introduced in the 116th Congress that relate to COVID-19 

     

    1. Public Law 116-139 titled: "Paycheck Protection Program and Health Care Enhancement Act" -  On April 23, 2020, Congress approved bill H.R.266 to provide additional funding to the Paycheck Protection Program and the Economic Injury Disaster Loan & Advance. It was signed by the President on April 24, 2020. The legislation includes more than $250 billion in unrestricted funds for the Paycheck Protection Program. There is also an additional $60 billion for smaller lending institutions, with $30 million earmarked for lenders with assets valued at less than $10 billion, and $30 billion for lenders with assets between $10-50 billion. For the Economic Injury Disaster Loans, the bill designates an additional $50 billion for Economic Injury Disaster Loans and an additional $10 billion for the Economic Injury Disaster Loans advance grants. There is also an additional $100 billion allocated for hospitals and COVID-19 testing.
       

    2. Public Law s.3548 titled: “Coronavirus Aid, Relief, and Economic Security Act or the CARES Act” - This bill addresses economic impacts of, and otherwise responds to, the COVID-19 outbreak. The bill authorizes emergency loans to distressed businesses, including air carriers, and suspends certain aviation excise taxes. With respect to small businesses, the bill establishes, and provides funding for, forgivable bridge loans; and provides additional funding for grants and technical assistance. The bill also provides funding for $1,200 tax rebates to individuals, with additional $500 payments per qualifying child. The rebate begins phasing out when incomes exceed $75,000 (or $150,000 for joint filers). For a guide about how the act will impact small businesses, click here.
       

    3. Public Law 116-123 titled: “Families First Coronavirus Response Act” – the bill under Division A, Title II includes $5 million for the Department of Labor to administer the emergency paid sick days program. Under Division D - creates a new federal emergency paid leave benefits program as Title VI of the Social Security Act. Under Division E - provides $1 billion in 2020 for emergency grants to states for activities related to processing and paying unemployment insurance (UI) benefits, under certain conditions.
       
      1. Emergency Family and Medical Leave Expansion Act

        From the effective date of the Families First Coronavirus Response Act through December 31, 2020:

         
        1. Eligible employees are entitled to take 12 workweeks of leave if they are unable to work due to a need for leave to care for the son or daughter under 18 years of age of such employee if the school or place of care has been closed, or the child care provider of such son or daughter is unavailable, due to COVID-19.

        2. To be eligible for this leave, an employee need only have been employed for at least 30 calendar days. 

        3. The first 10 days of leave may be unpaid, unless the employee elects to substitute available accrued vacation, sick or personal leave. 

        4. After the initial 10 days, an employer must provide paid leave at a rate of 2/3 of the employee’s regular rate of pay for the number of hours the employee would otherwise be normally scheduled to work, but only up to $200 per day and $10,000 in total
            

      2. Emergency Paid Sick Leave Act

        Under the Emergency Paid Sick Leave provisions of the law, full-time employees will be entitled to 80 hours of paid sick leave for certain qualifying reasons outlined below. Part-time employees will be eligible for paid leave for a number of hours equal to the number of hours that such employee works, on average, over a 2-week period. Paid sick leave is calculated based on the employee’s regular compensation, except that it is capped at $511 per day and $5,110 in the aggregate for a use described in sections (1), (2), or (3) above; and $200 per day and $2,000 in the aggregate for a use described in sections (4), (5), or (6) of section 5102(a). An employer may not require an employee to use other available paid leave prior to using this sick time. Click here for details on the Emergency Paid Sick Leave Act. 

         

    4. Public Law 116-123 titled: “Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020”. The programs funded by the bill address issues that include loans for affected small businesses. This bill provides $8.3 billion in emergency funding for federal agencies to respond to the coronavirus outbreak.
       

  2. U.S. Internal Revenue Service (Taxes)
     
    1. Tax Deadline Extension - The Internal Revenue Service (IRS) has extended the deadline for filing and payments to July 15, 2020. Taxpayers will get a three-month reprieve to file and pay the income taxes they owe up to $1 million in tax. Corporate filers would get the same length of time to pay amounts due on up to $10 million in taxes owed. Click here for more information.
       
    2. Stimulus Check Information - Looking for information on stimulus payment checks? Click here to visit the Internal Revenue Service website. Click here for FAQs about economic impact payments. 
       
    3. Employee Retention Tax Credit - This is a payroll tax credit equal to 50 percent of “qualified wages” paid by “eligible employers” to certain employees during the COVID-19 crisis. The credit applies against the employer’s share of FICA (social security) tax. The credit is capped at $10,000 per employee. The credit is not available to employers receiving small business interruption loans under the CARES bill. Click here for more information.


  3. U.S. Department of Labor
     

    The U.S. Department of Labor’s Wage and Hour Division (WHD) has published guidance to provide information to employees and employers about how each will be able to take advantage of the protections and relief offered by the Families First Coronavirus Response Act (FFCRA) when it goes into effect on April 1, 2020.
     

    The latest round of guidance includes questions and answers addressing critical issues such as the definition of a “health care provider,” and the scope of the small business exemption for purposes of exclusion from the provisions of the Emergency Paid Sick Leave Act and Emergency Family and Medical Leave Expansion Act, as well as whether public-sector employees may take paid family and medical leave. In addition, WHD posted its two recently released posters and fact sheets in Spanish on its COVID-19 website.
     

    This guidance adds to a growing list of compliance assistance materials published by WHD, including the English-language versions of a Fact Sheet for Employees, a Fact Sheet for Employers, and the new required poster for nonfederal employees, as well as Questions and Answers about posting requirements, and a Field Assistance Bulletin describing WHD’s 30-day non-enforcement policy.
     

    WHD provides additional information on common issues employers and employees face when responding to COVID-19, and its effects on wages and hours worked under the Fair Labor Standards Act and job-protected leave under the Family and Medical Leave Act at https://www.dol.gov/agencies/whd/pandemic.
     

  4. Financial Assistance
     
    1. Federal Reserve Bank

      1. Main Street Lending Program (MSLP) - The Federal Reserve Bank of Boston operates the Main Street Lending Program (MSLP or program). The MSLP is a Federal Reserve program designed to help credit flow to small and medium-sized eligible businesses that were in sound financial condition before the COVID-19 pandemic, and that were either unable to access the Small Business Administration's (SBA) Paycheck Protection Program (PPP) or that require additional financial support after receiving a PPP loan. Importantly, MSLP loans (as opposed to PPP loans) are not forgivable.  

        The program is not currently operational, but it is anticipated to activate in the next few weeks. Click here for more information. 
         

    2. U.S. Small Business Administration Loans
       

      1. COVID-19 Disaster Loans - In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid. Economic Injury Disaster Loans are also available to residents in declared disaster areas. Click here to apply for a COVID-19 Disaster Loan. 

        More Resources Regarding SBA’s Economic Injury Disaster Loans:
         

        1. COVID-19 Economic Injury Disaster Loan Application

        2. SBA Step-by-Step Instructions on Completing the Loan Application

        3. How to apply for an SBA Economic Injury Disaster Loan Webinar

        4. Small Business Guidance for Businesses
           

      2. Paycheck Protection Program This program is designed to provide a direct incentive for small businesses to keep their workers on payroll by providing each small business a loan up to $10 million for payroll and certain other expenses. 

         

        If all employees are kept on payroll for eight weeks, SBA will forgive the portion of the loans used for payroll, rent, mortgage interest, or utilities. Up to 100 percent of the loan is forgivable.

        If you received a PPP loan, you must complete the PPP Forgiveness Application and submit it to your lender to have the loan fully forgiven. You may begin submitting your forgiveness application beginning July 1, 2020. Click here for the loan forgiveness application.
         

      3. Small Business Debt Relief - Provides immediate relief to small businesses with non-disaster SBA loans, in particular 7(a), 504, and microloans. Under this program, the SBA will cover all loan payments on previously secured SBA loans, including principal, interest, and fees, for six months. 

         

      4. Regular Capital Loans - SBA provides a number of loan resources for small businesses to utilize when operating their business.
         

        1. Microloan Program - Involves making loans through nonprofit lending organizations to underserved markets. Authorized use of loan proceeds includes working capital, supplies, machinery & equipment, and fixtures (does not include real estate). The maximum loan amount is $50,000 with the average loan size of $14,000.
           

        2. 504 Loan Program - Designed to foster economic development and job creation and/or retention. The eligible use of proceeds is limited to the acquisition of eligible refinance of fixed assets.
           

        3. Community Advantage Loan Pilot Program - Allows mission-based lenders to assist small businesses in underserved markets with a maximum loan size of $250,000. The uses of proceeds are the same as the standard 7(a) loan.
           

        4. Express Loan Program - Provides loans up to $350,000 for no more than 7 years with an option to revolve. There is a turnaround time of 36 hours for approval or denial of a completed application. The uses of proceeds are the same as the standard 7(a) loan.
           

        5. 7(a) Program - Offers loan amounts up to $5,000,000 and is an all-inclusive loan program deployed by lending partners for eligible small businesses within the U.S. States and its territories. The uses of proceeds include working capital; expansion/renovation; new construction; purchase of land or buildings; purchase of equipment, fixtures; leasehold improvements; refinancing debt for compelling reasons; seasonal line of credit; inventory; or starting a business.
           

      5. Exporting Assistance - SBA provides export loans to help small businesses achieve sales through exports and can help these businesses respond to opportunities and challenges associated with trade, such as COVID-19. The loans are available to U.S. small businesses that export directly overseas, or those that export indirectly by selling to a customer that then exports their products.
         

        1. International Trade Loan Program - Helps small businesses engaged in international trade to retool or expand to better compete and react to changing business conditions. It can also help exporting firms to expand their sales to new markets or to re-shore operations back to the U.S.
           

        2. Export Working Capital Program - Enables small businesses to fulfill export orders and finance international sales by providing revolving lines of credit or transaction-based financing of up to $5 million. Businesses could use a loan to obtain or retain overseas customers by offering attractive payment terms.
           

        3. Export Express Loan Program - Allows access to capital quickly for businesses that need financing up to $500,000. Businesses can apply for a line of credit or term note prior to finalizing an export sale or while pursuing opportunities overseas, such as identifying a new overseas customer should an export sale be lost due to COVID-19.
           

      6. Grants - SBA works with different organizations to provide federal financial assistance and community resources for certain small businesses.​​​​

State of CT – State COVID-19 Portal

 

The State of Connecticut, working with its federal partners, has several programs and initiatives in place to assist businesses during this difficult period.

 

DECD's COVID-19 Business Emergency Response Unit: The Connecticut Department of Economic and Community Development (DECD) has created a COVID-19 Business Emergency Response Unit dedicated to assisting businesses to navigate resources and develop new resources.

 

For specific questions related to small business, email the Joint Information Center at COVID19.JIC@ct.gov, or call the DECD Small Business hotline at (860) 500-2333. Individuals can call 2-1-1 for more informationFor the most updated information, visit ct.gov/coronavirus.com. For information on business resources, visit: DECD Portal

 

 

  1. Major Legislation & Announcements
     
      1. Governor Ned Lamont's administration released documents detailing specific rules that eligible businesses falling under phase 1 of Connecticut’s reopening plans must follow amid the ongoing COVID-19 pandemic. The first phase includes restaurants; offices; retail stores; and outdoor museums and zoos as of May 20, and barbershops and hair salons as of June 1. 

         

        Businesses and non-profits planning to open during Phase 1 must certify with the state that they understand and will comply with these rules. The mandatory self-certification process only takes a few minutes and can be found online at https://business.ct.gov/recovery. Certification must be completed before a business can reopen.

         

        Documents containing the rules for the first phase of reopening have been published on the state’s coronavirus website – ct.gov/coronavirus – and are available to download directly at these links:
         

        Hair Salons & Barbershops

        Museums and Zoos (Outdoor Only)

        Offices

        Restaurants (Outdoor Only)

        Retail & Malls
         

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      1. Essential Connecticut businesses, as defined by the State of CT, with 50 employees or less, are eligible for 2 free surgical face masks per employee. Orders are fulfilled by the City of Stamford and are delivered on Fridays. Available while supplies last. Click here for details.
         

      1. The State of Connecticut will be distributing 50,000 infrared thermometers it has secured for small businesses, nonprofits, and places of worship to support safe reopening activities amid the COVID-19 pandemic. Small businesses, nonprofits, and places of worship that would like to request equipment from the state’s supply of infrared thermometers should fill out a form online to indicate their request. They will be delivered to the municipalities in which the organizations are located, and then the municipalities will contact the recipient entities to inform them of a time and location they can pick up their requested equipment. Social services and direct care nonprofits may request a thermometer through the process outlined in this memo.

         

        Thermometer Request Forms: Small Businesses & Nonprofits - Places of Worship
         

      1. On May 26, Governor Lamon unveiled the Roadmap for Reopening Connecticut presentation which outlines how the State of Connecticut will begin reopening and recovering from COVID-19. Click here to view the presentation. 
      2. On April 23, Governor Ned Lamont announced the Reopen Connecticut Advisory Group, a panel of local health, business, workforce, and education experts organized by AdvanceCT that will consult with his administration and legislative leadership on the reopening of Connecticut’s economy and education system as the nation emerges from the unprecedented public health emergency caused by COVID-19. 
         
      1. The deadline for personal income tax returns has been extended to July 15, 2020. Click here for more information.
      2. The filing deadlines for certain annual tax returns due on or after March 15, 2020, and before June 1, 2020, are extended by at least 30 days. In addition, the payments associated with these returns are also extended to the corresponding due date in June. Click here for more information.
      1. Over 50 banks and credit unions have agreed to offer mortgage relief to homeowners and businesses facing hardship caused by the pandemic. Contact your lender for more guidance on how this applies to your specific situation. The CT Department of Banking will maintain an updated list of participating institutions on its website.

        These institutions may offer:
        1. A 90-day grace period for all mortgage payments;
        2. Relief from fees and charges for 90 days;
        3. No new foreclosures for 60 days; and
        4. No credit-score changes for accessing relief
           
      1. Executive Order No. 7TT - May 29, 2020
        1. Permits barbershops and hair salons to resume operations on June 1, provided that they follow sector rules that have been issued by the Connecticut Department of Economic and Community Development. Limits on all social and recreational gatherings are raised to 10 people indoors and 25 people outdoors.
           
      2. Executive Order No. 7PP - May 18, 2020
        1. Enforcement of sector rules governing the reopening of businesses, extension of prohibition on large gatherings to June 20, 2020, extension of restrictions on off-track betting, indoor fitness, and movie theaters to June 20, further clarification of limits on restaurants, bars, and private clubs – mixed drinks permitted for takeout delivery, limitation on the operation of day camps
           

      3. Executive Order No. 7MM - May 12, 2020
        1. Creates an expedited approval process for restaurants and other establishments that serve food to get fast-tracked permission to create or expand outdoor dining areas, allows businesses who already have liquor permits to serve alcohol only with food without applying for a separate patio or extension of use permit, allows private clubs to sell alcohol only to their members for delivery or pickup.
           

      4. Executive Order No. 7BB - April 17, 2020
        1. Any person in a public place in Connecticut who is unable to maintain a social distance of 6 feet shall cover their mouth and nose with a mask or cloth face-covering. In addition, individuals shall use a mask or cloth face covering when using the services of any taxi, car, livery, ride-sharing or similar service or means of mass public transit, or while within any semi-enclosed transit stop or waiting area.
           
      5. Executive Order No. 7X - April 10, 2020
        1. Granted protections for residential renters impacted by COVID-19 including automatic 60-day grace period for April rent, and 60-day grace for May rent, upon request. 
           
      6. Executive Order No. 7W - April 9, 2020
        1. Modified coil cleaning requirements for alcohol-serving establishments, suspended requirements for signatures on alcohol deliveries and extended renewal date of liquor permits by 4 months.
            
        1. Ordered essential businesses to follow Safe Workplace Rules for Essential Employees. Click here for guidance. It also allows certain healthcare graduates, family therapists, and professional counselor associates to practice before licensure. 
           
        1. Prohibits all hotels, motels, inns, bed and breakfasts, and short-term residential rentals from renting to customers for leisure or vacation purposes. Instead, lodging at these facilities must be limited to health care workers, first responders, vulnerable populations, CT residents who need a place to self-quarantine, et al.
           
      7. Executive Order No. 7S - April 1, 2020
        1. Ordered 60-day grace period for premium payments, policy cancellations, and non-renewals of insurance policies, extension of 30-day period of credit for liquor permittees, daily payment of certain taxes changed to weekly, relief from certain municipal tax deadlines and collection efforts, extension of deadline to file income and expense statement to August 15
           
      8. Executive Order No. 7R - March 31, 2020
        1. Ordered restrictions on entrance to state parks, forests, and other lands, and permitted the curbside pickup of alcoholic beverages.
           
      9. Executive Order No. 7N - March 26, 2020
        1. Ordered further reduction of social and recreational gatherings to 5 people, and further restrictions on restaurant payment and pickup operations, and suspension of single-use checkout bag tax. 
           
      10. Executive Order No. 7H - March 20, 2020
        1. Ordered all non-essential businesses and not-for-profit entities in Connecticut to prohibit all in-person functions, effective Monday, March 23, 2020 at 8:00 p.m. To view the guidelines defining essential businesses, click here for more information.
           
      11. Executive Order No. 7F - March 18, 2020
        1. Ordered the closure of large shopping malls and places of public amusement except for public parks and open recreation areas
           
      12. Executive Order No. 7D - March 16, 2020
        1. Restricted social and recreational gatherings of all types to fewer than 50 people, closed bars and restaurants to all service except food and non-alcoholic beverage takeout and delivery, closed gyms, fitness centers, and movie theaters
           
      13. Executive Order No. 7 - March 12, 2020
        1. Prohibited gatherings of 250 people or more for social and recreational activities
           
      14. State of Emergency Declared - March 10, 2020
        1. Proclaimed a state of emergency throughout the State of Connecticut as a result of the COVID-19 outbreak
           
  2. Financial Assistance
     
    1. CT Department of Economic & Community Development (DECD)
       
      1. Small Business Express Program - This program provides loans and grants to Connecticut's small businesses to spur job creation and growth. The CT General Assembly passed a bill allowing businesses to utilize small business express loans to assist with paying business office rent.

        DECD is also deferring all Small Business Express payments for three months to allow employers to focus on their payrolls. For small business assistance, please call DECD’s business hotline at 860-500-2333.
         
      2. Small Business Express Bridge Loan Program (NOT ACCEPTING APPLICATIONS) - The DECD received over 5,000 applications within 48 hours of its March 26 launch, resulting in its shutting down. No further applications will be accepted.
         
      3. Economic and Manufacturing Assistance Act (MAA) - This act makes available low-interest loans and incentive-driven direct loans for projects when there is strong economic development potential. Funding may be used for the purchase of equipment, furniture and fixtures, construction, leasehold improvements, training, and other eligible project-related activities.
         
      4. Minority Business Revolving Loan Fund - This fund provides loans and lines of credit to Connecticut businesses owned by minorities and/or women. Through this program, eligible applicants can apply for term loans and lines of credit from $10,000 to $100,000 with a fixed interest rate of 4%.
         
    2. CT Department of Labor (DOL)
       
      1. Federal Pandemic Unemployment Compensation - The Connecticut Department of Labor (CTDOL) has successfully programmed its computer system and begun issuing the first round of weekly federal stimulus payments to filers receiving state unemployment benefits, with the first batch of payments having been issued this past weekend. The additional $600 weekly payment, known as Federal Pandemic Unemployment Compensation, was created as part of the emergency response to the COVID-19 pandemic. It is retroactive to March 29, 2020 and will be provided through July 25, 2020. For those who already received unemployment benefits for previous weeks – such as April 4, 11, and 18 – the agency will be providing retroactive payments as a lump sum by May 1, 2020. Claimants can check their online accounts on the CTDOL website at www.filectui.com and see the deposits were issued over the weekend. Those who receive payments through direct deposit should begin seeing the additional amount appearing in their bank accounts by April 28, 2020.
         
      2. Unemployment Benefits - Temporary income for workers who are unemployed through no fault of their own and who are either looking for new jobs, in approved training or awaiting recall to employment. The funding for unemployment insurance benefits comes from taxes paid by employers. Workers do not pay any of the costs. To qualify for unemployment benefits, you must have earned sufficient wages during a specified time (monetary eligibility). The maximum weekly benefit is $649, but is supplemented with an additional $600 through the Federal Pandemic Unemployment Compensation Program due to COVID-19. To collect benefits, you must meet certain legal eligibility requirements. Self-employed individuals, including independent contractors and “gig” workers, can apply for unemployment as of April 30. Visit www.filectui.com to apply.
         
      3. Shared Work Program - Available to CT businesses that offers an alternative to laying off of employees. The Shared Work Program helps to save jobs and retain skilled workers. The program allows employers to temporarily reduce employee hours and supplement lost wages with the help of partial unemployment benefits. Under the program, all employers with two or more employees can participate. When business upturns, employees resume regular hours and employers are able to ramp up quickly with an experienced team in place. For more information call: (860) 263-6660 or email: DOL.SharedWork@ct.gov.
         
    3. CT Office of the Arts
       
      1. CARES Act Emergy Relief Grants for Arts Organizations - The Connecticut Office of the Arts (COA) is accepting applications for its CARES Act Emergency Relief Grants. These grants are for Connecticut non-profit arts organizations that have been adversely impacted by the COVID-19 pandemic. Funds may be used for salary support for positions that are critical to an organization’s mission, fees for artists and/or contractual personnel, facility costs such as rent and utilities, costs directly associated with an organization’s ability to continue operations now and in the future. Click here for more information.
         
      2. CT Supporting Arts Grant Program - These grants provide unrestricted funding to help support Connecticut non-profit arts organizations and municipal arts departments as they pursue their missions. This type of grant is flexible and gives the grantee the ability to use the funds where they are most needed. Grants range from $1,000 to $15,000 depending upon the size of the organization. Click here for more information.
         
    4. CT Insurance Department
       
      1. Business Interruption Insurance A business interruption insurance policy should list or describe the types of events it covers. Events that are not described in the policy are typically not covered. It is important to review the policy exclusions, coverage limits, and applicable deductibles with your agent, broker, or insurer. Click here for more information.
         
      2. Insurance Grace Period - For 60 days beginning April 1, no insurer regulated by the Connecticut Department of Insurance – including life, health, auto, property, and casualty – may lapse or terminate a covered policy because the policyholder is unable to pay the premium or interest during this time. Policyholders must check with their carriers to determine their eligibility for this grace period. You can find additional Insurance Department guidance here.
         
    5. Access Health Connecticut (AHCT)
       
      1. Health Insurance Special Enrollment - AHCT, Connecticut’s official health insurance marketplace, is now enrolling residents for healthcare coverage. You may qualify for coverage through Access Health CT at any time, if you have a Qualifying Life Event through a Special Enrollment Period (SEP). Special Enrollment Period is a time outside of the Annual Open Enrollment Period (Nov. 1 – Dec. 15) when you can sign up for health insurance coverage through Access Health CT. If you experience a Qualifying Life Event like losing coverage due to job change/loss, aging off your parents’ plan, moving to Connecticut, getting married, having/ adopting a child, etc., you may qualify. Connecticut residents can call (855) 365-2428 to sign up for healthcare coverage. Click here for more information.
         
    6. Eversource Energy
       
      1. Eversource Energy - Eversource has suspended disconnection of service for non-payment, eliminated late payment charges, and is offering a special, extended payment arrangement for any past-due amount, with $0 down payment, 12 months to pay and the first payment not due until June 1, 2020. Business customers are directed to call 800-682-3637. Click here for more information.
         
    7. Other Statewide/Regional Partners
      1. Connecticut Small Business Development Center (CTSBDC) - The center has 14 Business Advisors available to assist with the SBA Economic Injury Disaster Loan application. Advisors provide no-cost, confidential assistance with forecasting loss, explaining impacting, reviewing statements, and discussing other loan and assistance options. CTSBDC continues to offer online training courses and assistance with business plans, marketing strategies, and market research. Click here to visit CTSBDC’s COVID-19 Resource Center. Click here to register for Disaster Loan assistance.
         
      2. Women’s Business Development Council (WBDC) - Is converting its entrepreneurial programs and business counseling to virtual classrooms via Zoom or on-demand webinars. WBDC is also prepared to assist clients who will apply for the SBA Small Business Disaster Relief Loan. For more information, visit: ctwbdc.org or email info@ctwbdc.org.
         
      3. Community Economic Development Fund (CEDF) - Provides loans and technical assistance to Connecticut small business owners, primarily in low-to-moderate income communities, who are not able to obtain traditional bank financing.
         
      4. Connecticut Community Investment Corporation (CTCIC) - Provides access to capital that may not be available elsewhere as well as financing opportunities for expanding businesses looking to purchase real estate and/or machinery and equipment.
         
      5. BDC Capital - Pools money from many financial institutions to share the risks of helping promising companies expand. BDC Capital provides financial assistance with loans, mezzanine and equity investments, guarantees, and financial services to businesses of every type and description.
         
      6. AdvanceCT -  is a nonprofit organization that works to engage, retain and recruit businesses and advance overall economic competitiveness in Connecticut. Working in partnership with the state DECD AdvanceCT strives to build a place where business, government, higher education, and nonprofits come together to implement high impact and inclusive economic development solutions for the state. Formerly known as the Connecticut Economic Resource Center (CERC). 

City of Stamford – City COVID-19 Portal

Stamford Emergency Hotline (203) 977-8840: A brief informational recording that will be updated as needed.
 

Stamford Hospital COVID-19 Hotline (203) 276-4111: Health professionals will answer questions or concerns regarding the virus. Stamford Health officials are available to speak 7 days a week from 7:00 a.m.- 7:00 p.m. 

 

  1. Major Legislation & Announcements
     
    1. Municipal Tax & Fee Relief
       
      1. On April 1, Governor Lamont signed Executive Order 7S that requires CT cities and towns to offer eligible taxpayers at least one of the following, and may offer both:
         
        1. A 90-day deferment for any taxes on real property, personal property or motor vehicles, or municipal water, sewer and electric rates, charges and assessments.
           

        2. Reduced interest on delinquent tax payments to property owners under certain conditions
           

    2. Mayoral Orders
       
      1. Expedited COVID-19 Testing For Select Essential Workers
        1. Police officers, firefighters, emergency first responders, nurses, dental hygienists, and employees tasked with inspections related to the health of Stamford residents will have expedited COVID-19 testing if they show symptoms of the virus
           
      2. Work Safety Procedures for City Employees Established
      3. Mayor Announces Order Enforcing Occupancy Limits 
         
  2. Reopen Stamford
     
    1. As Stamford looks to reopen businesses, the city has established comprehensive reopening guidelines on a new city webpage: StamfordCT.gov/ReopenStamford 
      Guidance is available for restaurants, retail, offices, and outdoor museums and zoos.
       
      Reopen Stamford Guidance Direct Links:
  3. Financial Assistance
     
    1. The City of Stamford does not offer financial assistance for disaster relief. Please refer to the Federal and State of Connecticut financial assistance programs.
       
  4. Economic Impact Assessment
     

    The CT Department of Economic & Community Development (DECD) and the City of Stamford are conducting a survey to better understand the economic impact COVID-19 is having on local businesses. Please fill out the Economic Injury Worksheet. 
     

    Under the "Estimated Adverse Economic Impact" section, calculate your business losses on a weekly basis (Monday-Sunday). Submit these weekly on Monday mornings. The worksheet will allow the State of Connecticut to have a better request for aid due to the impact of the effects of the virus. 

    The file can be sent via email to Thomas Madden tmadden@stamfordct.gov.

     

Other Resources

 

  1. Government & Health Resources
     
    1. Connecticut Small Business Development Center
    2. CDC COVID-19 Building Cleaning Guidance
    3. Occupational Safety & Health Administration COVID-19 Info
    4. CDC COVID-19 Symptom Checker
    5. State of CT COVID-19 Resource Center
    6. Federal COVID-19 Resource Center
    7. World Health Organization COVID-19 Info
    8. HeyStamford List of Open Restaurants
       
  2. Legal Resource & Information Centers
     
    1. Pullman & Comley
    2. Holland & Knight 
    3. Marcum LLP
    4. Day Pitney LLP
    5. Carmody Law
    6. Wilson Elser
    7. Baker McKenzie
    8. Latham & Watkins
    9. Goodwin Law
    10. Dentons
    11. Kirkland & Ellis
       
  3. Business Market Research & Insight Centers
    1. PwC COVID-19 Business Navigator & Readiness Tool
    2. Deloitte
    3. KPMG
    4. Ernst & Young
    5. Grant Thornton